Click here to view an important note before clicking on links within the video. Join host Emily Stevens, Senior Marketing Professional at HTLF, in a thought-provoking conversation with Tracy Swaim, Fraud Risk Manager, and John Fick, Fraud Director at HTLF. This conversation involves the intricacies...

Cryptocurrency scam threats continue to grow and are now the preferred payment method for fraudsters. According to the Federal Trade Commission in 2022, cryptocurrency was the most common payment method for fraudulent activity, with approximately $2 billion in transfers. Here’s an overview of...

Protecting our seniors from scams is crucial. Learn effective defensive tactics against scams targeting seniors to safeguard their finances. Don't let scammers take advantage! After a life of hard work, many baby boomers are now transitioning into their golden years. Perhaps you have already retired...

Bad actors have more than one tactic to get your attention on social media – they may also try to get their victims to join in on bank fraud schemes. Don’t become a victim of these fraudsters and their schemes. Read on to learn how to help protect yourself. Scammers are using social media platforms...

Knowing and understanding your finances is important. The system you use to manage them should be straight-forward, but without a primary checking account it can be a challenge to complete many essential financial transactions easily. A checking account is used for day-to-day banking, including...

Have you ever received a call from someone pretending to be from a business, bank, or government agency, but it turned out to be a SCAM? These are called “imposter scams”, and they are one of the fastest growing and most devastating schemes out there today. Read on to learn more about imposter scams...

There are various types of savings accounts to consider when preparing for financial stability, regardless of where you are in your personal or professional life. Consistently setting aside a portion of your income is important to prepare for the unexpected. Accumulating a nest egg enables you to...

The Federal Trade Commission (FTC) recently released a report of the top reported consumer frauds of 2022. The most frequently reported frauds involved imposter scams, with the vast majority of the fraudsters having contacted their victim by phone call or text message. Imposter scams can take many...

Seeing your child graduate is an emotional experience, and you’ll feel some nostalgia for their younger years. The right family financial guide can help give your new grads what they need to set themselves up. Read more on how you can set them up for success. If you're a parent, a family financial...

If you get an SMS message supposedly from your bank about a fraud alert, be wary. The scheme tries to scare you into believing the scammers are representatives of your bank. An automated SMS message will appear on your phone, claiming to be a fraud alert from a banking institution. It’ll then ask if...

Home improvement projects can be sizable undertakings. Whether trying to sell or just looking to spruce things up, the financial commitment can get as steep as the project itself. Have you considered using your Home Equity Line of Credit (HELOC) to tackle your next home improvement project? Your...

If you’re finding it difficult to manage multiple payments and feeling overwhelmed, consolidating your debts into a single loan with one monthly payment might be the solution. Debt consolidation is a strategy to streamline your finances and alleviate the burden on your bank account. What Is Debt...