Personal Account Fee Schedule
1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 12/20/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.25% with an annual percentage yield of 0.25%. An interest rate of 0.01% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.25% to 0.06% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.06%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.
2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.
1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 12/20/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 0.25% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.22% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.22%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.
2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.
1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 12/20/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.25% with an annual percentage yield of 0.25%. An interest rate of 0.25% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.25% to 0.25% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.25%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.
2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.
1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 12/20/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.15% with an annual percentage yield of 0.15%. An interest rate of 0.25% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.15% to 0.23% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.23%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.
2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.
1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 12/20/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.15% with an annual percentage yield of 0.15%. An interest rate of 0.25% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.15% to 0.23% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.23%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.
2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.