Home Ownership Local Bank. Trusted Answers. Entering into home ownership when you’re ready is more important than doing so right away. Starting off on the right foot can positively impact future home-buying opportunities, and ensuring you have the right partner to help along the way is what our team is here for! Learn more as we share helpful articles that give you insight to home ownership, budget-friendly upgrade tips and more so that you can enjoy this exciting achievement while being financially responsible. Home Ownership Articles Article | 5 minPreparing Your House for Fall and Winter: A Checklist to Unlock American Homeowners Savings When you own a home, it’s all too easy for fall and winter to sneak up on you. From burst pipes to unexpected heating failures, being unprepared can turn minor issues into costly... Continue Reading Article | 5 minYour Home Equity Is the Key to Home Improvement Your dream kitchen, bathroom, patio, or basement could be within reach if you’re sitting on home equity. Whether you’re looking to add an addition, finish a room, or enclose a patio, a... Continue Reading Article | 3 minHow to Prep Your Home Before a Long-Term Trip Ways to prep your home before you leave for an extended time away. Embarking on an extended getaway can be exciting. It can be overwhelming, too, especially when you need to be away... Continue Reading Article | 3 minFund Your Next Home Improvement Project with a Home Equity Line of Credit (HELOC) Home improvement projects can be sizable undertakings. Whether trying to sell or just looking to spruce things up, the financial commitment can get as steep as the project itself. Have... Continue Reading Article | 5 minDebt Consolidation Trends: How to Get Rid of High-Interest Credit Card Debt with a Home Equity Line of Credit If you’re finding it difficult to manage multiple payments and feeling overwhelmed, consolidating your debts into a single loan with one monthly payment might be the solution. Debt... Continue Reading Article | 5 minHow to Budget Effectively for Your First Home Purchase Tips to start your first mortgage on the right foot Home ownership is an exciting achievement, but it’s also a huge responsibility. Entering into home ownership when you’re ready is... Continue Reading